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But I've learned a lot about self build since then. The first thing is most people don't build a "grand design". On average, most self builds cost around a third of the cost being land, a third labour and the rest spent on materials. Many never 'self build' at all, but use local tradespeople to build the property and merchants like Jewsons who have self build specialists.

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´╗┐build doesn't have to be like the TV

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of land. But, since programmes like Property Ladder, many people are so keen to renovate, they offer more than the property is worth, even when finished. Plots need to have outline or full planning permission ones without may well never be granted approval.

I bought properties which needed a new kitchen, bathroom, decoration; some needed new heating systems, others completely gutting and doing up from scratch.

I also found out you don't have to live in a caravan. You can apply and secure the money to build up front, while living in your current home. This is through an 'accelerator mortgage'. You can borrow up to 90% of the cost of buying the land, then secure money via a mortgage ahead of each building stage, only paying the monthly cost for the amount you have borrowed at each stage.

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I thought building would be too difficult. Also, based on the TV programmes seen, I also thought you had to live in a caravan for a long period of time and freeze in the winter as most projects seem to go over schedule and budget!

However, I was then lucky enough to be asked to help create the 'Self build and Renovation Centre' in Swindon and my eyes were opened to the benefits of building from scratch.

other benefits of self build is that, if you get the sums right, the property should be worth around 30% more than it cost to build. In comparison, even a good renovation project will only deliver around a 20% uplift.

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It's often easier and quicker to find a renovation project than a Nike Vapormax Plus Mens

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And I confess I'm one of them. I started to buy renovation projects back in the early 1990s, as a way of buying a property cheaply and making sure it didn't lose Nike Air Vapormax Flyknit No Laces value bearing in mind prices were falling at this time.

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